Card controls
Issue cards instantly, freeze spend in one click, and enforce limits before checkout.
Spend less.
Control more.
Modern corporate cards with built in spend control, live visibility, and automated accounting.
Parowin product suite
Explore the platform
Cards, approvals, and accounting in one place—built for teams who want speed without losing control.
Receipt capture
Collect receipts at the point of spend and keep every transaction audit-ready.
Approval flows
Route requests to the right reviewer and move faster without losing oversight.
Policy automation
Catch out-of-policy spend automatically and keep every swipe audit-ready.
Accounting automation
Automate coding, reconciliation, and ERP sync so every transaction closes clean.
Teams
Manage access, roles, and approvals across every team from one shared workspace.
Cashback
Earn more on company spend with cashback built directly into your card program.
Reimbursements
Handle employee reimbursements with clearer reviews, faster payouts, and less back and forth.
Stop managing spend the old way
Most businesses run on cards and spreadsheets. Parowin replaces manual work with real time visibility, built in controls, and automated accounting.
Traditional setup
Parowin
Spend visibility
Transactions appear days later
See every swipe instantly
Controls before spend
No control before purchase
Set limits before money is spent
Receipt collection
Chase employees after purchase
Capture receipts at the point of spend
Approvals
Email, Slack, or no clear process
Structured approval flows automatically
Policy enforcement
Violations caught too late
Block or flag out of policy spend instantly
Automated accounting
Manual coding, exports, and cleanup in your books
Spend auto-categorized, reconciled, and synced to your accounting system
Month end close
Slow and messy
Faster and cleaner close
Employee experience
Reimbursements and friction
Smooth, controlled spending
Cashback
Little or no return on company spend
Earn cashback built into your card program
Spend visibility
Traditional setup
Transactions appear days later
Parowin
See every swipe instantly
Controls before spend
Traditional setup
No control before purchase
Parowin
Set limits before money is spent
Receipt collection
Traditional setup
Chase employees after purchase
Parowin
Capture receipts at the point of spend
Approvals
Traditional setup
Email, Slack, or no clear process
Parowin
Structured approval flows automatically
Policy enforcement
Traditional setup
Violations caught too late
Parowin
Block or flag out of policy spend instantly
Automated accounting
Traditional setup
Manual coding, exports, and cleanup in your books
Parowin
Spend auto-categorized, reconciled, and synced to your accounting system
Month end close
Traditional setup
Slow and messy
Parowin
Faster and cleaner close
Employee experience
Traditional setup
Reimbursements and friction
Parowin
Smooth, controlled spending
Cashback
Traditional setup
Little or no return on company spend
Parowin
Earn cashback built into your card program
Integrations
Transactions in.
Books updated.
Automatically categorize, map, and sync every spend to your accounting system in real time.
Today
Apr 14
Select Uber to sync with your ERP.
b
Blue Bottle
$11.83
u
Uber
$31.19
sg
Sweetgreen
$27.50
Mapped fields
ERPMerchant—
Category—
GL code—
↗
ERP sync
Choose Uber above, then sync to your books.
Pricing
No fees. Earn cashback.
No subscriptions. No setup.
- No monthly fees
- No setup costs
Getting started
Go live in days, not months
Set up your account, issue cards, and automate your spend workflows without complex implementation or long onboarding cycles.
From setup to live spend
01Connect
Connect your accounts
Securely link your bank and accounting tools like QuickBooks or Xero.
02Invite
Invite your team
Add employees, assign roles, and set permissions across your organization.
03Set up
Set policies and limits
Define spending rules, approval flows, and merchant controls before cards are used.
04Go live
Start spending with full control
Issue cards, capture receipts automatically, and have every transaction categorized and synced to your accounting in real time.
No setup fees. No long implementation. Start immediately.
Works everywhere your business does.
Accepted in 200+ countries with full visibility, control, and automation built in.
Trust & safety
Built for protection at every step
Fraud & Risk Protection
Protect your business with real-time transaction monitoring, smart spending controls, and advanced fraud prevention systems built into every card.
Disputes & Chargebacks
SAFEEasily manage disputes and chargebacks with a streamlined workflow that helps reduce fraud losses and keeps your finances in control.
Security & compliance
Very important
Bank-Grade Security
Your transactions are powered by secure, industry-standard infrastructure designed to meet the highest levels of compliance and reliability.
Blog
Ideas for smarter spend and tighter control
Guides, product notes, and lessons from teams modernizing corporate cards.
How finance teams close faster with real time spend visibility
See spend as it happens so month-end close stays predictable, reconciled, and easy to explain.
Read article
The hidden cost of company cards without controls
Shadow spend and policy drift add up long before your books show the full picture.
Read article
Why reimbursements slow down your team
Manual paybacks create drag for employees and extra work for AP, week after week.
Read article
How to set spend controls without slowing your team
Guardrails that apply before purchase, without turning every buy into a bottleneck.
Read articleFAQ
Common questions
Straight answers on rollout, cards, policies, integrations, and pricing.
How fast can we get started?
Most teams connect accounts, invite their org, and issue first cards within days, not months. There’s no long implementation project or heavy IT lift to go live.
Do you issue physical and virtual cards?
Yes. Issue virtual cards instantly for subscriptions and online spend, and physical cards for employees who need a physical card in hand.
Can we set spend limits by employee or team?
Yes. Set per-card limits, merchant rules, and policies by person, role, or team so controls apply before money is spent.
Does Parowin work with QuickBooks and Xero?
Yes. Parowin connects with QuickBooks, Xero, and other major accounting systems so transactions can be categorized, mapped, and synced to your books.
How do approvals work?
You define who approves what. Requests route through structured approval flows with clear ownership, instead of scattered email or Slack threads.
What happens when a transaction breaks policy?
You decide: block spend at checkout, require an approval, or flag it for review, based on rules and severity you configure.
Is there a credit check?
No. There isn’t a credit check. You can get started without one.
Is the software really free?
Yes. It’s totally free. Parowin is built so software and cards can be free for qualifying programs, without traditional per-seat fees. We’ll confirm details for your business.
Where are cards accepted?
We partner with Visa and Mastercard, so your cards work anywhere those networks are accepted, online and in store, in more than 200 countries, subject to your program controls and issuer rules.